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Collection of Judgement in Kissimmee, FL

When someone wins a court case against another party, the judge or jury often awards the winning party monetary damages. Typically, the losing party—whether a company or individual—will be served a court order to pay the amount owed to the successful party. However, sometimes the losing party is simply unable to pay the amount the court settled on. If you refuse to pay the amount owed a creditor, the creditor may respond in a variety of ways in order to attempt collection of the judgment.

An experienced Kissimmee attorney will be a great advantage to you if a creditor is pursuing collection of your assets. Call Carmona Law today at (407) 603-3182 to discuss your situation in a free consultation.

Wage Garnishment

If you are unable to pay the amount you owe all at once, the creditor may request that your wages be garnished. Wage garnishment is a court order that requires an employer to withhold a certain amount of money from a debtor’s paycheck in order to cover that debtor’s outstanding debt. In Florida, a creditor may garnish 25% of the debtor’s disposable income, or the amount by which his or her disposable income exceeds 30 times the federal minimum wage (whichever amount is less). However, individuals who make less than 30 times the federal minimum wage cannot be subject to wage garnishment.

Post-Judgment Discovery

To determine whether or not a company or individual can afford to pay the judgment, a creditor may pursue an investigative process called a post-judgement discovery. During the discovery process, creditors may send you written requests for information regarding your assets and income, or anything else that may be relevant to pursuing collection. Debtors are legally required to comply with the investigation and provide full disclosure of their assets. If you refuse to do so, a Florida judge may issue a Writ of Bodily Attachment, which is a court order to seize an asset from you.

An experienced Bankruptcy lawyer can help.

It is imperative that you have an experienced Kissimmee lawyer by your side to help ensure that your rights are protected during this time. One potential solution to being hounded by a creditor is to file for bankruptcy. If you are eligible for Chapter 7 bankruptcy, you can legally prevent creditors from pursuing collection and from contacting you. Our firm represents debtors pursuing bankruptcy and can help them achieve effective solutions to their debt-related problems.

Contact us online or call (407) 603-3182 today to discuss your collection judgment matter with our Kissimmee bankruptcy lawyers. We are known for providing affordable, but exceptional representation with proven results.

What Sets Carmona Law Apart?

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